Have you ever calculated how much debt you have now? Although loans or liabilities are not necessarily all bad things and can also be regarded as a part of financial management, if you are burdened with debt that far exceeds your ability to repay it, your future life will be difficult! Recently, a Japanese news program produced a special report that discussed why several people with high debts got into debt in the first place and the consequences of being unable to repay various loans. Only then did I realize that some people borrowed money to chase their idols! ?
Japanese news show explores people's debt
Japan's Fuji TV news program "It! (イット!)"recently produced a special report on debt. The reporter interviewed more than a dozen people to discuss the amount of debt they owed in mortgages, student loans, credit, etc., as well as their future repayment plans. Although some people borrowed a lot of money, they kept it within the range that their income could handle, so they repaid the money every month. But there are also people who are facing the fate of their houses being foreclosed on and their wives and children even being separated because they have not yet paid.
During the interview, the reporter found that many people seemed to borrow money to chase their idols...
This 42-year-old man beautician with an annual income of 4.5 million yen, about $29,910, is one of the people who borrowed money from idols.
Reporter: "How much money do you spend every month chasing idols?"
Man: "About 50,000 to 100,000 yen."
Reporter: "Is this income enough to spend?"
Man: "Not enough."
Reporter: "So did you borrow money?"
Man: "Yes."
Man: "The total amount is about 15 million yen."
Among them, 3 million yen is directly contributed to idols.
There is also a mortgage loan of 6.5 million yen for the apartment purchased by investment.
In addition, various other entertainment expenses are also covered by borrowing money.
But this man doesn't see anything wrong with borrowing money to chase idols...
"As long as the money I borrow can make a girl smile, it is my property."
"A priceless possession."
Then the reporter interviewed another person who owes a lot of debt to chase idols...
This time the person who borrowed money to chase the idol was a girl
Reporter: "Did you buy so many photos in just one day?"
Girl: "Yes, this is only for today."
Girl: "There are 20 pictures in total today."
Reporter: "Did you borrow money?"
Girl: "Yes!"
So the reporter followed her home...
Then I discovered that she is a YouTuber who acts under the name "ざんげちゃん"! ?
She is currently in her 7th year as a YouTuber, and her annual income once reached 10 million yen.
But her monthly expenses were also very high, so after she took a long break the year before last...
As a result, our income has dropped significantly, and now we can't even pay taxes! ! !
On April 30 this year, all her 1.72 million yen deposits were seized.
In addition to borrowing credit and borrowing cash from credit cards...
I still have nearly 2.5 million yen left in my student loan.
Faced with this situation, her reaction was...
"I was really scared."
"But I kept pretending that it didn't happen because I was too scared."
"After all, I can't finish thinking about it."
She made a rough calculation of all the liabilities she currently had...
Up to 23 million yen, about $152,885!
"To be honest, I don't even know how much I owe."
Even so, she still doesn't give up spending money to chase idols because...
"After all, I make money as a YouTuber based on my popularity."
"I think when people are willing to pay for you, you can feel love from it."
"I also think this is the best support for idols."
(@д@) It's not that you can't borrow money, but you really have to think twice before borrowing...